Dealer magazine
In the January Issue of Dealer Magazine, Gil addresses a high level view of what a compliance program looks like. Much like the compliance program for the FTC Safeguards Rule and the Red Flags Rule, a successful program includes five important steps.

F&I and Showroom
In the January issue of F&I Showroom, Gil discusses how dealers must continually review and shift their defense strategies to protect themselves and their dealerships from the automotive regulators, also known as the dark side.

WardsAuto Dealer Business
In his debut article for WardsAuto, Gil discusses a class action lawsuit where a dealer violated the Truth in Lending Act, with a flawed RISC contract and the plaintiffs want the dealer to shell out $104,000.

gvo3 & Associates is committed to working with automobile dealerships to develop and implement compliance strategies for Sales and F&I processes. This strategy helps dealers to find the proper balance between compliance and profits.

There are several compelling reasons to implement Sales and F&I compliance strategies

• Our strategy does not exist in a vacuum. Profitability and compliance are not exclusive of each other. Dealers find an improvement in profitability after implementing compliant processes.
• A potential reduction in a dealer’s garage keeper’s liability insurance once a risk management program is in place.
• These strategies apply a structured approach to risk management and help to mitigate litigation and governmental inquiries.
• The new Federal Criminal Sentencing Guidelines acknowledge the importance of having a structured risk management plan in place.
• It helps clients sleep better at night.